The Cost of Smoking in Australia: How Much Could You Save?

The cost of smoking in Australia can be surprisingly easy to underestimate. Cigarettes are usually purchased one packet at a time, so the expense becomes part of the weekly routine rather than one noticeable annual bill.
When you calculate the amount across a full year, quitting smoking can release thousands of dollars for things you actively want rather than something your body has learned to need.
What Is the Cost of Smoking in Australia @ 22nd September 2026?
According to Tobacco in Australia, the average price of a packet of 20 legal factory-made cigarettes in the lowest-priced market category was $39.69 in September 2025. Mainstream brands averaged $54.99 per packet, while premium brands averaged $60.72.
Using the conservative figure of $39.69 per packet, one cigarette costs approximately $1.98.
This means someone smoking:
Cigarettes smoked | Approximate weekly cost | Approximate yearly cost | Approximate five-year cost |
5 per day | $69 | $3,622 | $18,111 |
10 per day | $139 | $7,243 | $36,217 |
20 per day | $278 | $14,487 | $72,434 |
These calculations are estimates based on legal retail prices. Your actual savings will depend on the brand, packet price and number of cigarettes you smoke.
Calculating Your Personal Cost of Smoking in Australia
Use this simple calculation:
Cost of one packet ÷ cigarettes in the packet = cost per cigarette
Then calculate:
Cost per cigarette × cigarettes smoked each day × 365 = annual cost
For example, if a packet of 20 costs $50 and you smoke 10 cigarettes each day:
Each cigarette costs $2.50.
Ten cigarettes cost $25 per day.
That equals $175 per week.
Over one year, the total is approximately $9,125.
Over five years, it becomes $45,625.
The figure becomes even more powerful when you consider that cigarette prices may continue to change over time.
What Could You Do With the Money Instead?
People are often told how much smoking costs, but a number on a calculator can feel abstract. Savings become more motivating when they are connected to something meaningful.
The money could contribute towards:
a holiday
paying down a mortgage or credit card
a newer car
home improvements
health and wellbeing
experiences with family
hobbies or education
an emergency fund
retirement savings
Someone who previously spent approximately $140 each week on cigarettes could save around:
$560 in four weeks
$1,820 in three months
$3,640 in six months
$7,280 in one year
The goal is not to tell yourself that you are forbidden from buying cigarettes. It is to recognise what else that money can create.
Make Your Savings Visible
When cigarette money remains in an everyday account, it can disappear into groceries, bills and small purchases. You may not feel as though quitting has saved you anything.
Consider opening a separate account or using a visible savings tracker. Transfer the amount you would normally have spent on cigarettes each day or week.
Name the account after your reason for quitting:
Bali holiday
new car
family experiences
home deposit
financial freedom
my healthy future
Watching the amount grow creates tangible evidence that becoming a non-smoker is giving something back to you.
The Daily Purchase Can Hide the Long-Term Cost
Nicotine dependence tends to narrow attention towards immediate relief:
“I only need one packet.”
“I will quit after this week.”
“This is just part of my normal spending.”
The unconscious mind responds strongly to what feels immediate. That is why the price of one packet may not feel as significant as the yearly total.
Changing the timeframe reveals the real pattern. A packet is not only today’s purchase. It is part of a repeating expense that could continue for years unless something changes.
Quitting Can Feel Like Giving Yourself a Pay Rise
If you currently spend $200 each week on cigarettes, quitting releases more than $10,000 each year.
That money does not require additional work, overtime or a promotion. It is already passing through your hands.
Becoming a non-smoker allows you to decide where it goes.
Not every dollar needs to be saved responsibly. Reserving some of it for enjoyable rewards can reinforce the feeling that quitting has expanded your life rather than restricted it.
Off Course, Money Is Not the Only Reason to Quit
Financial savings can be highly motivating, but your deeper reasons may include:
protecting your health
being present for your family
breathing more comfortably
feeling proud of yourself
no longer smelling of smoke
becoming a positive example
feeling free from nicotine dependence
Money provides a visible measure of progress, while the emotional and physical benefits may become apparent in other ways.
Can Hypnotherapy Help You Stop Spending Money on Cigarettes?
Knowing the cost of smoking in Australia does not automatically remove the urge to smoke. Most smokers already understand that cigarettes are expensive.
The difficulty is that smoking involves nicotine dependence, unconscious associations and repeated daily rituals.
Hypnotherapy may help change the internal meaning attached to cigarettes so they no longer feel like a reward, break or source of comfort. The aim is to help the identity of being a non-smoker feel more natural than constantly trying to resist smoking.
My Quit Smoking in One Session program includes 10 days of preparation, a personalised hypnotherapy session and supportive recordings designed to reinforce the change.
Calculate What Becoming Smoke-Free Could Give You
The cost of smoking in Australia can add up to thousands of dollars every year. Quitting allows that money to begin supporting your life rather than maintaining nicotine dependence.
Calculate your personal figure and connect it to something you genuinely value.
The question is not only how much cigarettes cost.
It is what that money could become once it belongs to you again.




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